Mortgage advice - 2 CCJs 4 years old

RRS1999

Hi there 

our situation we had DIP with a mortgage broker and now we have sold our house which gives us around 45k equity 

the problem is I have 2 silly CCJs which are 4 years old - the one is closed and the other one I’ve been paying £100 a month off and now owe only 1.5k

No missed payments on anything for 4 years 

combined we both earn 60k between us 

so question is now we’ve sold our house and we’ve now found another house, will we be ok with getting a mortgage with a 10% deposit ?

I will be paying the ccj off with equity also 

just concerned about the 2 CCJs which are 4 years old 

what’s everyone’s thoughts ? 

Thrugelmir

If you can afford to move house/pay a larger mortgage. Why haven't you settled the CCJ earlier?  

How you manage your personal finances is a reflection of you and your attitude to settling your debts. Lenders factor this into the criteria they set in deciding whether to transact business or not.