Confused about when Plan 1 student loan gets written off

ArcticPosterity

Hello all. Hoping someone could offer some clarification on this issue...

I have a Plan 1 student loan, which you start repaying once you earn over £19k, and will be written off "25 years after the April you were first due to repay". Student finance also states that "the earliest you’ll start repaying is ... the April after you leave your course".

I graduated from university in 2011, but I didn't earn over the salary threshold until Feb 2018.

So my question is: will the 25 year write-off be counted from (a) April 2012 (i.e. the first April after my course finished, which would mean a write-off date of April 2037), or (b) Feb 2018 (i.e. when I was earning enough to start repaying, which would mean a write-off date of Feb 2043)...? 

I tried searching online for the answer, but found lots of conflicting information! Thanks in advance.

DrEskimo

Believe it is a). 

April 2012 was the first April you were due to repay. You just didn't contribute anything as you were not over the threshold. So you contributed £0.

ArcticPosterity

DrEskimo said:

Believe it is a). 

April 2012 was the first April you were due to repay. You just didn't contribute anything as you were not over the threshold. So you contributed £0.

Thanks very much for this helpful reply and explanation! (I think my problem was that I kept overthinking it... ).