Post Office Loans Query

Danp616

So I’ve had a rather odd journey with applying for a post office loan.
Filled out the application around two weeks ago online and was accepted (seemingly!!) at 2.7%. Fast forward two weeks and the money appeared in my account yesterday having heard pretty much nothing from them in the interim. Is it safe to assume that the 2.7% stands? I’d think that if the interest rate was changing that I’d be contacted first or is that not the case?
Apologies if these are silly questions but having now seen the review scores of Post office loans I’m a little uneasy.

Ebe_Scrooge

When you say you were accepted - did you receive any paperwork (either physical or via email) to confirm the T&Cs etc. ?  This would have confirmed the rate you were offered.  What form did the "acceptance" take?

Danp616

No paperwork received via email nor post. I only received an initial email from them to say that I’d been accepted following completing the online application. This email laid out the amount of the loan, monthly repayments, interest amount and total amount repayable. Two weeks later the money appears in my bank account following a SMS saying the money will be paid in shortly.
Guess I should just call them!

Danp616

Well seems they were just damn slow! Interest rate stayed at 2.7% so didn’t get done over by them after all. All good panic over