Personal car - Business Mileage, to fuel card or not to fuel card

Limeskies345

Hi, I’m hoping I can get some clarification on business mileage. I currently own my car (no finance) which I’m using for work. This is a new job.

Work are currently providing me with a fuel card and 13p per mile calculation. Therefore, my private mileage is taken out of my payslip on a monthly basis. 

Is this beneficial for me? Or am I better to give back the fuel card and claim business mileage from the company instead?

On-the-coast

Impossible to answer without more details. 

It sounds like you’ve been offered a fuel card that covers fuel used for work related mileage - and you pay 13p / mile for any personal mileage?

so how efficient is your car?
(Miles per Gallon or Miles per Litre)

if you’re doing high personal mileage in a gas-guzzler then you’re winning. 

On the other hand if your car is mostly used for business and all you have is a fuel card then you’re wearing out your car for no effective benefit and losing bigly…

What rate would your company allow you to claim for business mileage?

Albermarle

You need to know your fuel economy/mpg and work out how much per mile it is costing you in fuel. If it is more than 13p a mile then you are being charged less for your personal usage that it would have cost you otherwise .
If it is less then you are being charged more than if you were just buying fuel for yourself.

More than likely the differences will be small anyway .

As above more important is that you seem not be getting paid for all the other costs for running your own car when using it on behalf of an employer . Wear and tear, maintenance and of course depreciation. 
Normally you would expect up to 45 p a mile for the first few thousand miles and then around 25p a mile after that.
They would normally include fuel costs , which in your case is being paid separately, so you should be getting around 30p a mile to begin with and then 10/12p a mile if you are doing a lot of miles.