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Experian follows TransUnion's move to include buy now, pay later data in customer credit files

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Experian will become the second credit reference agency (CRA) after TransUnion to include buy now, pay later (BNPL) data in customer credit files, MoneySavingExpert.com can reveal. Below we explain how the move may affect your credit file and score.

Read the full story here:
'Experian follows TransUnion's move to include buy now, pay later data in customer credit files - here's how it might impact your credit score'

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  • Dandytf
    Dandytf Posts: 4,905 Forumite
    First Anniversary Name Dropper First Post
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    Wonder is that could include PayPal credit.
    I've enjoyed some 0% interest free Credit plans 4-12 months.
    Interesting info.

    thanks
    Replenished CRA Reports.2020 Nissan Leaf 128-149 miles top charge. Savings depleted. VM Stream tv M250 Volted to M350 then M500 since returned to 1gb
  • It might well affect the score but as no-one but you sees it, that hardly matters

    Why are MSE pushing the credit score myth? Even Martin has cottoned onto this and made it clear the score is meaningless.

    Please do not encourage the CRAs in their attempts to push the idea of a real credit score like they have in the US where it rules your life.
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