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Experian follows TransUnion's move to include buy now, pay later data in customer credit files

Experian will become the second credit reference agency (CRA) after TransUnion to include buy now, pay later (BNPL) data in customer credit files, MoneySavingExpert.com can reveal. Below we explain how the move may affect your credit file and score.

Read the full story here:
'Experian follows TransUnion's move to include buy now, pay later data in customer credit files - here's how it might impact your credit score'

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Replies

  • DandytfDandytf Forumite
    4.5K Posts
    Tenth Anniversary 1,000 Posts Name Dropper
    Forumite
    Wonder is that could include PayPal credit.
    I've enjoyed some 0% interest free Credit plans 4-12 months.
    Interesting info.

    thanks
    Replenished CRA Reports.2015 Zoe i nav -90-100 miles top charge. Savings depleted. VM Stream tv 54mb fibre
  • It might well affect the score but as no-one but you sees it, that hardly matters

    Why are MSE pushing the credit score myth? Even Martin has cottoned onto this and made it clear the score is meaningless.

    Please do not encourage the CRAs in their attempts to push the idea of a real credit score like they have in the US where it rules your life.
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