We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Spray foam insulation and Mortgage lenders

Hi I'm trying to sell my house and had spray foam insulation done to inside roof about 15 years ago. It cost £14000 so not happy when 2 viewers said they won't consider buying because of it. It is a large 4 bedroom corner semi and I need to downsize to be mortgage and debt free. Does anyone know which lenders will give mortgages on SF insulation houses I really can't afford to remove it and my interest only mortgage runs out in few years I need to repay and move. I'm retired disabled and 64 so no chance of remortgage. Anyone help? 

Comments

  • MWT
    MWT Posts: 10,886 Forumite
    10,000 Posts Sixth Anniversary Name Dropper
    edited 14 February 2022 at 2:12PM
    Do you have any details of exactly what work was done 15 years ago for that £14,000 ?
    That feels like a very large sum of money if it was just for the foam, but if it involved repairs to the roof and other preparations to the underside of the roof before the foam was used, and you still have the details of that work, then it could make a difference to the mortgage situation.

  • Is it attached straight to tiles or is it attached to a layer of felt which is then on the tiles?   
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.2K Banking & Borrowing
  • 254.3K Reduce Debt & Boost Income
  • 455.3K Spending & Discounts
  • 247.1K Work, Benefits & Business
  • 603.8K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.