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Payday Loan companies taking fees years down the line
lx1992c
Posts: 2 Newbie
My partner hasn't taken out a payday loan for over 5 years yet a company has taken £24.99 from him. His bank cannot do anything as its apparently a subscription fee.
The businesses I've identified are serpable - unsecuredloans4u - leadbrain - discount butler (newest company of the group) - pickaloan - paydayloansnow
All owned by the same 2 people. No way of contacting anyone to cancel this subscription. Can anyone offer advice?
The businesses I've identified are serpable - unsecuredloans4u - leadbrain - discount butler (newest company of the group) - pickaloan - paydayloansnow
All owned by the same 2 people. No way of contacting anyone to cancel this subscription. Can anyone offer advice?
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Comments
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Change bank accounts would be my first instinct.
Why take a random payment after 5 years ?
Tell the bank it was a fraudulent transaction, and you want a chargeback, if you cannot contact the company, then there is very little else you can do.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter1 -
His bank can, and indeed must, stop Continuous Payment Authorities if he tells them which companies are taking the money - did you source that list of businesses from his statements?lx1992c said:His bank cannot do anything as its apparently a subscription fee.
https://www.moneysavingexpert.com/banking/recurring-payments/
https://www.fca.org.uk/news/news-stories/continuous-payment-authorities-it-your-right-cancel
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lx1992c Discount Butler doesn't look like a payday loan company, it's a subscription service to obtain discounts and the membership fee is £24-99 per month.
https://discountbutler.co.uk/contact-us/
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