When will a default drop off my credit file?

Improvingmyself

Hi, am I correct in thinking that this would be due to fall off my credit file in June 2023? I live in Scotland. I also have another defaulted account from the same year but the date of fault shows as 2018. 

Penguin_

6 years from the default date. 

Improvingmyself

Penguin_ said:

6 years from the default date. 

Thank you! I wonder why the second one is about 18 months later!

sammyjammy

Improvingmyself said:

Penguin_ said:

6 years from the default date. 

Thank you! I wonder why the second one is about 18 months later!

Its advised that creditors record default after 3/6 months of a default in payments, if you defaulted with these two creditors at the same time you should write to the creditor that recorded it after 18 months with the required info of when you defaulted etc and ask them to amend the date.