We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Removing a charge from my property
Gilder
Posts: 1 Newbie
Approximately 10 years ago my son in law helped us out by putting a 90k charge on our house to avoid credit card companies chasing us - he did not give us 90k it was just a charge which we had a solicitor to oversee.
We now want this removing and my son in law has agreed to sign the forms but we do not know which ones we need.
The HMRC is so complicated with all the forms
We now want this removing and my son in law has agreed to sign the forms but we do not know which ones we need.
The HMRC is so complicated with all the forms
0
Comments
-
I think you're on the wrong board, try the Land Registry thread in the 'House Buying, Renting & Selling' board.Gilder said:Approximately 10 years ago my son in law helped us out by putting a 90k charge on our house to avoid credit card companies chasing us - he did not give us 90k it was just a charge which we had a solicitor to oversee.
We now want this removing and my son in law has agreed to sign the forms but we do not know which ones we need.
The HMRC is so complicated with all the forms0 -
I’ve moved your post to the housing board. Hopefully some people with knowledge of this area can help you.I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.0
-
Nothing to do with HMRC. I don't quite follow how or why the charge prevented cc companies chasing you if you did not receive the £90K, but.....I believe you needand form DS1but the Land Registry Rep will hopefuly confirm for you.
0 -
Forms DS1 and DS2 plus identity verification ID1 or ID3 - suggest son in law does it all so only he has to have identity verifiedcanaldumidi said:Nothing to do with HMRC. I don't quite follow how or why the charge prevented cc companies chasing you if you did not receive the £90K, but.....I believe you needand form DS1but the Land Registry Rep will hopefuly confirm for you.
“Official Company Representative
I am the official company representative of Land Registry. MSE has given permission for me to post in response to queries about the company, so that I can help solve issues. You can see my name on the companies with permission to post list. I am not allowed to tout for business at all. If you believe I am please report it to forumteam@moneysavingexpert.com This does NOT imply any form of approval of my company or its products by MSE"0 -
At a guess - to make it look like the OP did not have the full house value as an asset for the CC companies to go after when trying to collect the debt.canaldumidi said:I don't quite follow how or why the charge prevented cc companies chasing you if you did not receive the £90K, but.....1
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.3K Banking & Borrowing
- 254.4K Reduce Debt & Boost Income
- 455.4K Spending & Discounts
- 247.3K Work, Benefits & Business
- 604K Mortgages, Homes & Bills
- 178.4K Life & Family
- 261.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards