Confirmation needed for personal pension allowance calculation

hugheskevi

zagfles said:

hugheskevi said:

zagfles said:

Marcon said:

zagfles said:

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ps : I understand if employer contributes anything that would have to be counted from the 40k allowance. 

What do you mean "if", employer contributions are compulsory. So they always need adding.

Only for eligible employees.

What employees aren't "eligible"? And is any employer really going to set up payroll pension deductions for non "eligible" employees?

Main non-eligible categories of employee would include:

• Aged 21 or under
  
• Aged 66 or over
  
• Earn under than £10,000 a year
• Joined employer within last 3 months (postponement)

That is a pretty decent chunk of the workforce. Although many of them would be able to ask to join the scheme and be eligible for an employer contribution.

Do employers usually allow non-eligible employees make personal contributions to the workplace scheme without employer contributions?

This is a legal requirement for those who earn under £6,240 and ask the employer to join the pension scheme. Can't imagine many do though.