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It's getting tough out there. Feeling the pinch?
Comments
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Rosa_Damascena said:MovingForwards said:I'm not confusing the two things as I've been monitoring the proposed DD or continuing to pay on receipt of bill. They've always wanted to set the DD at nearly £100pm eg nearly £1200 pa when I've spent less than half of it a year.🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her16 -
I made a mistake.... My gas and electricity contract was up for renewal 28 Feb, I paid €130/month up until then, and was offered €230 fixed or approx € 270 variable. I called them last week of Feb, they were busy and were going to call me back. And then I went to my parents' for a week, waiting for the phonecall, forgetting that I'd called them from the landline. So, now I'm on a variable tariff, which will be even higher than they predicted..
Are you wombling, too, in '22? € 58,96 = £ 52.09Wombling in Restrictive Times (2021) € 2.138,82 = £ 1,813.15Wombabeluba 2020! € 453,22 = £ 403.842019's wi-wa-wombles € 2.244,20 = £ 1,909.46Wombling to wealth 2018 € 972,97 = £ 879.54Still a womble 2017 #25 € 7.116,68 = £ 6,309.50Wombling Free 2016 #2 € 3.484,31 = £ 3,104.595 -
Siebrie said:I made a mistake.... My gas and electricity contract was up for renewal 28 Feb, I paid €130/month up until then, and was offered €230 fixed or approx € 270 variable. I called them last week of Feb, they were busy and were going to call me back. And then I went to my parents' for a week, waiting for the phonecall, forgetting that I'd called them from the landline. So, now I'm on a variable tariff, which will be even higher than they predicted..🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her9 -
Rosa_Damascena said:MovingForwards said:I'm not confusing the two things as I've been monitoring the proposed DD or continuing to pay on receipt of bill. They've always wanted to set the DD at nearly £100pm eg nearly £1200 pa when I've spent less than half of it a year.
I'd sooner have the 'extra' £600pa in my bank account, to be used on other things as required, rather than waiting until the end of the year to get it back AND still funding the other things until it's returned to me.
Life isn't B&W, no one thing works for everyone otherwise there wouldn't be various options.
Mortgage started 2020, aiming to clear 31/12/2029.14 -
MovingForwards said:Rosa_Damascena said:MovingForwards said:I'm not confusing the two things as I've been monitoring the proposed DD or continuing to pay on receipt of bill. They've always wanted to set the DD at nearly £100pm eg nearly £1200 pa when I've spent less than half of it a year.
I'd sooner have the 'extra' £600pa in my bank account, to be used on other things as required, rather than waiting until the end of the year to get it back AND still funding the other things until it's returned to me.
Life isn't B&W, no one thing works for everyone otherwise there wouldn't be various options.No man is worth crawling on this earth.
So much to read, so little time.3 -
C_J said:We will need to order some more domestic heating oil soon, and I see it's now up to around 84p a litre! I'm sure it's only going to get more expensive so I think I had better buy it now rather than wait, much as it pains me to do it.8
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Rosa_Damascena said:MovingForwards said:Rosa_Damascena said:MovingForwards said:I'm not confusing the two things as I've been monitoring the proposed DD or continuing to pay on receipt of bill. They've always wanted to set the DD at nearly £100pm eg nearly £1200 pa when I've spent less than half of it a year.
I'd sooner have the 'extra' £600pa in my bank account, to be used on other things as required, rather than waiting until the end of the year to get it back AND still funding the other things until it's returned to me.
Life isn't B&W, no one thing works for everyone otherwise there wouldn't be various options.5 -
MingVase, I've had the dreaded letter from Octopus .... I currently pay £138 per month and I've racked up £187 credit.For a fixed green tariff rate the price would be £431 per month/£5174 per annum. If it wasn't so serious I'd be laughing out loud 😱.
for a variable rate it will be £159.18/£1910 per annum which is better than I expected but clearly there is the associated risk of price rises as and when the provider wants.Still haven't had the council tax letter but a 5% increase equates to around £185 a year for us. We don't live in a palace or even a medium sized mansion 😀 - but we do live in an expensive county in the south east.8 -
Heating oil was 84p/litre on Boilerjuice at 8pm last night, with delivery in two weeks. I should have pounced on that - 24 hours later and it’s up to £1.29 with delivery in about six weeks. I tried my usual heating oil supplier for comparison but couldn’t get through - their phones were engaged all day and I gave up.
Luckily we’ve got enough left in the tank that I don’t need to panic (just yet).7 -
I'm getting very worried for my mum. Her projected energy bills are going to be £150 a month out of her pension, and this is without rent and food.
And with a potential global food crisis on the horizon thanks to the war, we're going to have to try and find some extra money for her somewhere. I'd gladly help out if I wasn't on Universal Credit and just about borderline with everything myself.10
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