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It's getting tough out there. Feeling the pinch?
Comments
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Hi all, only me and checking in.It’s been a horrible first week to the month.Husband left his job and started his new job.May 1st his old job messed up his pay and we he only got paid £600 instead of £1700 and he was £300 overdrawn so we were in some major trouble.Thankfully my father has lent us some money for the month to cover bills and told us not to pay it back until our safety nest egg is where it needs to be.Two days later our elderly dog had to be put to sleep so that was £230 on the credit card that we didn’t really need.Then yesterday husband came home at lunchtime and told me he’d been made redundant as new job had to make job cuts.Just what you need with everything else and your sons 18th birthday coming up.Thankfully he kept in with all his old workmates and I hadn’t taken my crafting scissors to his old work shirts yet and today he had a phone interview / chat with them and so he’s starting back there on Wednesday. He won’t be management like he was just general staff but thankfully there’s not much difference in pay and the option of overtime is there.So it’s been a bit of a time recently, and I’ll admit yesterday I crumbled a bit with stress. I sat down last night, had a vodka and coke and chilled on the sofa. When I went up to bed early I couldn’t sleep and husband was stressing on the sofa (he didn’t know he would get his old job back at that point) I sat and made a plan of attack using lots of things I’ve learnt here.1. I have a stockpile. Ive always had one but I have been prepping a little more through covid and have continued it on so we have back up food in the cupboards to help us out.2. My garden is starting to produce and grow. I just have to focus now on the growing on stage.3. The cost of living payment application letter came today so I applied for that immediately. Husband said £150 won’t do much but it’s going to go in my bank so I can figure out the best way to spend it.4. I joined a prepping group on Facebook and they have been a great help teaching me about foraging/canning and preserving etc.
5. Seriously looking around the house for things that we don’t need/use/collecting dust to sell and rehome.6. And already thinking ahead to winter and looking into winter growing for the greenhouse.
it’s amazing what mindset does.Time to find me again28 -
OrkneyStar said:Re the person who suggested saying 'no' - this is generally my approach too, though sometimes I say 'yes' as a treat because I think that my son only has one childhood and if we can afford the odd ice cream or whatever then I do let him have one! If we say 'yes' all the time then it's less of a treat, so mostly saying 'no' makes the occasional treat feel even more like a treat. I hope that makes sense!
My post was a 'tongue in cheek' comment'. I was trying to suggest alternative ways to give treats without saying no.
I think you have taken what I have said in the wrong context!
MFW - 01.10.21 £63761 01.10.22 £50962 01.10.23 £39979 01.10.24 £27815. 01.01.25. £17538
01.03.25 £14794. 01.04.25 £12888
01.05.25. £11805. 12.05.25 £9997 05.06.25 £8898.
01.07.25. £7975 01.08.25 £69685 -
@sammy_kaye18, here's hoping things are better soon, and really positive news DH was able to go back to his old workplace. Something to be said for never burning your bridges!What I do not give, you must never take by force.
Mortgage outstanding - 30/12/22 - £25,900. 31/01/23 - £22,300. 28/02/23 - £20,500. 31/03/23 - £17,500. 30/04/23 - £15,800. 30/05/23 - £13,800. 31/06/23 - £11,300. 31/07/23 - £9,800. 31/08/23 - £8,300. 30/09/23 - £6,000. 31/10/23 - £3,000. 30/11/23 - £1,200. 06/12/23 - £00.00
God save us everyone, As we burn inside the fire of a thousand suns, For the sins of our hands, The sins of our tongues, The sins of our fathers, The sins of our young. Linkin Park6 -
Hi, @sammy_kaye18. Lovely to see you back. I you from the weezl74 threads of long ago. Sorry to hear your bad news, but glad you've sorted it and had contingency plans in place for the worst case scenario. Hugs, mumtoomany.xxFrugal Living Challenge 2025.5
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Oh @sammy_kaye18 what a rough few days - at least your husband’s job situation worked out OK - honestly, what on earth were the company that took him on thinking taking folk on and almost immediately having to let them go again!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her9 -
Sorry to hear about your dog and other stuff going on @sammy_kaye18. I lost my beloved old boy in Sept. I miss him every day. Glad to hear your OH has another job sorted. Such a difficult time so must be a stress off your mind at the very least.#39 - Save £12k in 20259
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jennystarpepper said:OrkneyStar said:Re the person who suggested saying 'no' - this is generally my approach too, though sometimes I say 'yes' as a treat because I think that my son only has one childhood and if we can afford the odd ice cream or whatever then I do let him have one! If we say 'yes' all the time then it's less of a treat, so mostly saying 'no' makes the occasional treat feel even more like a treat. I hope that makes sense!
My post was a 'tongue in cheek' comment'. I was trying to suggest alternative ways to give treats without saying no.
I think you have taken what I have said in the wrong context!Ermutigung wirkt immer besser als Verurteilung.
Encouragement always works better than judgement.5 -
sammy_kaye18 I am sorry to hear of your troubles. I hope things improve for you soon. We lost one of our dogs a couple of weeks ago so can really sympathise with this.
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annieb64 - how do you use tins of mango pulp please? I have some in my stock.Decluttering Achieved - 2023 - 10,364 Decluttering - 2024 - 8,365 August - 0/45
GC NSD 2023 - 242/365
2023 Craft Makes - 245 Craft Spends 2023 - £676.03/£400
Books read - 2023 - 37
GC - 2024 4 Week Period £57.82/£100 NSD - 138
2024 Craft Makes - 240 Craft Spends 2024 £426.80/£5004 -
mango lassi. sugar, plain yogurt, mango pulp, blend.
I have a catering size tin of grapefruit segments I have no idea what to do with. Suggestions welcome.What I do not give, you must never take by force.
Mortgage outstanding - 30/12/22 - £25,900. 31/01/23 - £22,300. 28/02/23 - £20,500. 31/03/23 - £17,500. 30/04/23 - £15,800. 30/05/23 - £13,800. 31/06/23 - £11,300. 31/07/23 - £9,800. 31/08/23 - £8,300. 30/09/23 - £6,000. 31/10/23 - £3,000. 30/11/23 - £1,200. 06/12/23 - £00.00
God save us everyone, As we burn inside the fire of a thousand suns, For the sins of our hands, The sins of our tongues, The sins of our fathers, The sins of our young. Linkin Park10
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