Dental insurance in company package

jimmylau8080

Dear All,

I found my new contract included

Comprehensive package of insurances:

• Life assurance 
• Critical illness insurance
• Private medical insurance
• Dental insurance

I heard I need to pay tax for the packages above. Am I right?

May I know what is the benefit of dental insurance because I am registered with an NHS dentist? Does it mean I can whiten my teeth or do teeth implement with dental insurance? 

NoMore

what has this to do with Pensions and Retirement Planning ?

Albermarle

You would be better to post in this forum 
Cutting Tax — MoneySavingExpert Forum

Marcon

jimmylau8080 said:

Dear All,

I found my new contract included

Comprehensive package of insurances:

• Life assurance 
• Critical illness insurance
• Private medical insurance
• Dental insurance

I heard I need to pay tax for the packages above. Am I right?

May I know what is the benefit of dental insurance because I am registered with an NHS dentist? Does it mean I can whiten my teeth or do teeth implement with dental insurance? 

You need to read the terms of the policy - those will explain the benefits. Virtually all NHS dental work requires a contribution from the patient, and dental insurance typically pays towards that - either a flat amount of a %age.

MDMD

Also worth determining if the insurance is actually worthwhile - you pay tax on them even if you don’t use or need them.