L&G - Changing Funds, Increasing Risk - Thoughts?

sho_me_da_money

Hi All,

I am currently in a salary sacrifice scheme at work and have the pension split across the following funds:

My current split

10% - https://widgets-lgim.huguenots.co.uk/srp/documents-id/84a5c903-324a-4d02-bd6c-00f844d6d38c/Fact-sheet_UK-Equity-Index-Fund-LG-PMC-UK-Equity-Index-Fund-3.pdf

10% - https://widgets-lgim.huguenots.co.uk/srp/documents-id/4a438758-cc5f-44e9-a9c1-acd9aeddcc46/Fact-sheet_World-Emerging-Markets-Equity-Index-Fund-Legal-General-Mastertrust-Emerging-Markets-Index-Fund.pdf

80% - https://widgets-lgim.huguenots.co.uk/srp/documents-id/d77cd10d-b44c-47b7-ac18-407eec4b8803/Fact-sheet_World-ex-UK-Equity-Index-Fund-LG-PMC-World-ex-UK-Equity-Index-Fund-3.pdf

What I am thinking

Going all in with the following:

100% - https://widgets-lgim.huguenots.co.uk/srp/documents-id/78281500-21b2-48e1-8d69-fdfbaef6834a/Fact-sheet_HSBC-Islamic-Global-Equity-Index-Fund-Legal-General-Pension-PMC-HSBC-Islamic-Global-Equity-Index-Fund-3.pdf

Why im thinking this?

Stock markets are crashing and this fund holds all the investments of companies that I think are going to rebound strong - Microsoft, Amazon, Nvidia etc. Im thinking of just going gung ho to catch the wave up.

Thoughts?

[Deleted User]

Does not seem like a well justified reasoning.  

For one thing, stock markets are not “crashing”.  What we’ve had so far does not even qualify as a correction.  Corrections happen most years, often more than once. 

If you really know which companies to bet on then you should put all your spare cash into these shares directly and borrow some as well. 

Thrugelmir

Ever experienced a bear market before?  I'd suggest you strap yourself in and be prepared for the roller coaster that lies ahead. Selectively buying individual companies may well be an option if you are prepared to follow the markets closely and pick your point of entry.