We'd like to remind Forumites to please avoid political debate on the Forum. This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

Two years to debt free! Let’s do it

I’m very new to the site and want to start a diary to get my targets down and keep the focus going:
A single mum with two grown up children you would think I’d have it sorted but noooooooo.  
I’ve borrowed to support education and quite frankly I spend to cheer myself up so it’s time to get this thing under control. 
Debts £12000 on CC and £13k loan To clear. Any suggestion I’m all ears 😊
I’m doing the Tilly challenge and CC is 0%. Paying off £400 per month but more if I can. Loan is good interest rate and paying off £350 a month. 
Meet your Ambassadors


  • All Categories
  • 344.7K Banking & Borrowing
  • 250.6K Reduce Debt & Boost Income
  • 450.4K Spending & Discounts
  • 236.9K Work, Benefits & Business
  • 610.7K Mortgages, Homes & Bills
  • 173.8K Life & Family
  • 249.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 15.9K Discuss & Feedback
  • 15.1K Coronavirus Support Boards