Remortgaging with same lender during a fix

Mahsroh

Deleted_User said:

Mahsroh said:

Thrugelmir said:

Mahsroh said:

I was just asking if it was likely that the same lender would allow me to buy out of our fix AND also remortgage with them, but looks like nobody knows. 

Of course they would. As you would have paid the contractual penalty to exit the existing product. A business transaction nothing more. 

Absolutely, but Halifax previously wouldn't let me switch a consent to lease on a variable rate to a fixed rate BTL, even though I told them i'd leave and find another lender (which I did), so nothing surprises me anymore, hence the question. 

Consent to let is a residential regulated mortgage.  BTL is an unregulated mortgage.  Although they are both mortgages they have different regulation behind them so its not as easy as switching between them.  Im not aware of any lender that switches between regulated and unregulated mortgages

Yeah, i'm not a broker hence I wouldn't know the nuances. As far as i'm concerned it's "just a business transaction, nothing more".