MFW by 50

Got a mortgage last year on a 5 year fixed rate. 

I took it out over 16 years so I will be MF by the time I am 54 but I would love to be MF by 50! 

I had all these big ideas to be paying extra off each month but tbh that has not happened. 

Over the last year I have slipped back in to some bad habits and I'm now in debt which I will need to pay off before I can start chipping away at this. 

Still it's good to have goals right? 
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