Dolly's Diary 2022 and Onwards

[Deleted User]

2022 and I've decided it's time to start from scratch on MSE. 

I've been a previous user for a long time but I am back at square one so closed my old account and started again (same username). 

Looking forward to earning my badges again!

My aim for this new diary is the following;

• Be debt free by March 2025
• Have an Emergency Fund (EF)
• Get rid of all credit cards (CC)
• Organise my funds better each month
• Save for expected annual bills
• Shop around for the best deals
• Surveys, surveys, surveys
• Birthdays and Christmas 2022 all purchases either in the sale or paid for by survey earnings
• Remember its a marathon not a sprint
• Pick up good financial habits and stick to them
• Shop for wants and not needs
• Stick to a better budget for groceries and meal plan
• Usual life time struggle of trying to get to goal weight and then staying there
• Be better organised at home with shopping, chores and all that fun stuff
• Stop spending a fortune on toys for the dog
• Enjoy life in between all of this

I'm waiting on my statements being produced on 24th or 25th January before I can sit down and put a proper plan in place. 

Can't wait to get my funds in order, will take a while and I am good with that.

Dolly

[Deleted User]

Debt Totals
TBC - Halifax
TBC - MBNA
TBC - Virgin CC
TBC - Sainsburys CC
TBC - IOU Mum

[Deleted User]

Halifax
Debt total - TBC
0% expiry date - TBC

[Deleted User]

MBNA
Debt total - TBC
0% expiry date - TBC

[Deleted User]

Virgin CC
Debt total - TBC
0% expiry date - TBC

[Deleted User]

Sainsburys CC
Debt total - TBC
0% expiry date - TBC

[Deleted User]

Mum IOU
Debt total - TBC
0% expiry date - TBC

twiggy86

Deleted my post as I was too keen and it was in the middle of your place markers!!! But it read... 

Just coming over to say hi! I feel like I should have let you write my list of goals as everyone of yours applies to me including "Stop spending a fortune on toys for the dog"!!!!

[Deleted User]

Honestly the amount I spend on this little furball is ridiculous! He's got tons of toys and needs no more. 

Aw thanks for letting me get my posts in there.