Capquest but is my loan statute barred?

Becky1775
Becky1775 Posts: 6 Forumite
Fifth Anniversary Combo Breaker
edited 17 January 2022 at 5:46PM in Debt-free wannabe
Hi, I'm hoping someone can help me.  I took out a student loan in 1997 for £1385 when I was doing my degree, which I stopped due to my Mum dying.  I deferred it for years as never earned enough to have to pay it back.  I moved in 2010 after deferring again, and although I had my post forwarded, didn't hear from them again until a few years ago started having automated phone calls and text messages from Capquest.  I should have dealt with it at the time, but until a few months ago, still didn't earn enough to be eligible to repay. This morning I've received a letter from them stating if I don't make contact by 26th January they will instruct Resolvecall Ltd to visit my home.  I've read some advice from different debt advice companies online, but wasn't sure if I should ask Capquest to prove the debt, or try to argue it is statute barred due to the age.  I know the rules for student loans did change, but not 100% sure what the change was.  Has anyone had something similar?  What would you suggest I do to try to resolve?  The debt now stands at £2037.43 according to today's letter.
thank  you
Becky

Comments

  • I've got exactly the same letter for a similar debt from the same time

  • What year did you finish uni Becky? I left in 2001 and I gather that things changed after 1998 regarding loans. I've not contacted them in over 12 years so I'd be interested in hearing of the experiences of others who have been in this position

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