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in breech of mortgage t&c's and obtaining new mortgae

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  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    marie_hc said:
    What agreement do you believe to formally be in place? 
    We don't know if its formal or not.  We have asked for letter or something to state our current arrangement but they refuse. they tell us just to tell any potential new lender we do it monthly by phone that's it no terms nothing in writing.  We tried writing they never really look at post they always say ring.

    Doesn't sound formal. Barclays are leaving their options open. Either you arrange a remortgage or sell the property. As eventually Barclays will enforce the mortgage contract terms and repossess the property. If you dispute the matter, they will simply say that they've allowed you plenty of time to resolve the matter. 
  • penners324
    penners324 Posts: 3,596 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    Won't Barclays offer a new mortgage?

    Why do the new lender need your arrangement with Barclays in writing?
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