Product switch

getmore4less

marie_82 said:

That’s great so just to clarify I am better going for the lower rate with the fee even if I have to pay the fee twice but even better if I pay once or have I read it wrong. A lot of numbers there for my brain 😂

 You would only pay a fee on the big bit for the lower rate(or both if one fee)

.the smaller bit the no fee works out cheaper even with the higher rate

if you have to do that it costs about £160 more over 5 years.
.