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Getting a mortgage after FIRE

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  • K_S
    K_S Posts: 6,893 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper
    edited 4 January 2022 at 10:07AM
    I'm a bit early. Halifax aren't sure if I can't switch online because I'm early or because the mortgage was bought from Tesco. They said to try again in a couple of weeks so I'll do that.
    @moneygeoff I was speaking to the intermediary team this morning for a few other queries and asked about this. They said that PTs are indeed available for clients transferred from Tesco, and I would be able to do this on the system.

    The mechanics might be different direct but you should still be able to switch to a current Halifax product without going through any underwriting.

    Alternatively, just get in touch with one of the fee-free brokers recommended by MSE and get them to do it https://www.moneysavingexpert.com/mortgages/best-mortgages-cashback/#step3

    Good luck!

    I am a Mortgage Adviser - You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. 

    PLEASE DO NOT SEND PMs asking for one-to-one-advice, or representation.

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