Five major events set to impact your personal finances in 2022

From the reintroduction of costly European roaming charges to new rules being implemented around car and home insurance - here's a quick breakdown of five key events and changes that are set to impact your finances in early 2022 and, more importantly, what to do about it.

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'Five major events set to impact your personal finances in 2022 - and what to do about it'

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  • Let's not have another argument about brexit vs non-brexit.
    We won't know the real outcome for another ten years or so...  but people focus on the short term.

    The only mistake (and why roaming charges are back) is that our government didn't mandate the regulations.  Mobile companies don't have to introduce roaming charges but because they can, they do.
    I've not seen a single benefit - short term or solid projected long term yet.

    They do have to introduce roaming charges as their costs that they pay to allow you to use the local EU/EEA network are no longer regulated. 
  • Section62
    Section62 Posts: 7,792 Forumite
    First Anniversary First Post Name Dropper

    They do have to introduce roaming charges as their costs that they pay to allow you to use the local EU/EEA network are no longer regulated. 
    Really?  They can't do what they normally do and shuffle their costs around?

    If so, it is amazing that the additional costs incurred per customer work out at exactly £2 per day each - regardless of usage and the networks involved, but only for customers who entered into contracts after a certain date.... and yet other providers apparently have no additional costs at all.

    Although it is probably a more interesting discussion whether or not £2/day is "costly" for users messaging on their £1000+ mobiles.... especially when a mooted 40% increase in energy bills appears so much lower down the list.
  • Section62
    Section62 Posts: 7,792 Forumite
    First Anniversary First Post Name Dropper
    Daliah said:
    daveyjp said:
    So a few quid in roaming charges which applies to a tiny proportion of the population is deemed more of a shock than general inflation, increased taxes and energy prices which will affect all of us?
    Obviously not, but the roaming charges are an easy to understand  [for most people] example for promises that were never going to materialise.


    Here's a beautiful one, but you can easily find many more:



    Best case is that it is time to stop pretending you weren't lied to by the Leave campaign. Worst case is that it is time you stopped lying to people.

    Given you are accusing people and/or organisations of lying, which part of that tweet you've chosen to quote are you claiming is untrue?

    As recently as 21 August this year the Guardian (which we should be able to agree is a reliable source) reported "...both firms [O2 and Three] have said they currently have no plans to introduce the kind of charges seen above..."

    So unless Three changed their minds twice in two and a half years, the Guardian article does suggest the tweet was true at the time.
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    First Post Name Dropper Photogenic
    edited 31 December 2021 at 2:30AM
    Section62 said:

    They do have to introduce roaming charges as their costs that they pay to allow you to use the local EU/EEA network are no longer regulated. 
    Really?  They can't do what they normally do and shuffle their costs around?

    If so, it is amazing that the additional costs incurred per customer work out at exactly £2 per day each - regardless of usage and the networks involved, but only for customers who entered into contracts after a certain date.... and yet other providers apparently have no additional costs at all.

    Although it is probably a more interesting discussion whether or not £2/day is "costly" for users messaging on their £1000+ mobiles.... especially when a mooted 40% increase in energy bills appears so much lower down the list.
    Why should they shuffle the cost onto non-roamers? They've clearly done the maths regarding their fees; remember that roaming isn't a core service and can be deactivated. You clearly have a poor grasp of contract law; if you didn't you'd realise why they phase new charges in on fix priced contracts.
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