Student Loan deductions... though I don't have a student loan

crumblylancashire

General_Grant said:

From the form:

8  Tell us if any of the following statements apply to you:
• you do not have any Student or Postgraduate Loans
• you’re still studying full-time on a course that your Student Loan relates to
• you completed or left your full-time course after the start of the current tax year, which started on 6 April
• you’re already making regular direct debit repayments from your bank, as agreed with the Student Loans Company
If No, tick this box and go to question 10
If Yes, tick this box and go straight to the Declaration

10 To avoid repaying more than you need to, tick the correct Student Loans that you have - use the guidance on the right to help you.
Please tick all that apply
Plan 1
 Plan 2
 Plan 4
 Postgraduate Loan (England and Wales only

I haven't repeated the whole of the form but if I had been in your situation it seems to me I would have ticked the No box for 9 and only (actually Plan 3) the PG box in 10 because the other Plans refer to ordinary student loans.

Is my logic flawed?

You need to find out what you did tick and what Payroll reported to HMRC in case they didn't inform HMRC correctly.

Not sure if you're trying to be all argumentative or helpful, with your comments so far really, I am perfectly capable of filling a form in - though admittedly don't recall the finer details from something done last July.  As it turns out, I did this just fine, but thanks for your input.  And maybe I wasn't 100% focused in July as my mum passed away suddenly, so in fairness I was all over the place trying to arrange a funeral at that time, and all of the stuff that comes along with that.  

crumblylancashire

DiyVirgin said:

Hi, I had an issue with hmrc and student loan company when I started my job last year (not the same as yours) but I had to just keep trying speaking to people until I got someone (at hmrc for me) who would take the time to listen and do their best to help.

From what you have said I think you need to instruct your HR/payroll department to stop paying the student loan payments. I’m assuming the SLC does manage your post grad loan repayments? From my experience they get the details from HMRC what is being taken but this can take time so if this situation is new it might take a little while to filter through.

good luck!

Thank you - it really does seem like you just have to keep ringing around until you find the person that can help!  Hopefully it should all be sorted soon - phew!