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Right of Withdrawal on Loan Agreement : Credit file query

freeofdebt1977
Posts: 15 Forumite

in Loans
Hi,
I took out a loan but my circumstances changed and luckily I was still within the right of withdrawal before the end of 14 calendar days from when the loan was taken out. I paid the loan I obtained fully back the next day after I notified them of my intention to withdraw from the loan agreement.
How should this be correctly reported on my credit file can anyone advise please? -
1) If it was reported on my credit file should it be removed completely (including removal from closed accounts) as I withdrew from the agreement of the loan?
2)Should the loan be marked as settled within Closed Accounts even though I withdrew from the agreement prior to the end of 14 days?
Thank you
I took out a loan but my circumstances changed and luckily I was still within the right of withdrawal before the end of 14 calendar days from when the loan was taken out. I paid the loan I obtained fully back the next day after I notified them of my intention to withdraw from the loan agreement.
How should this be correctly reported on my credit file can anyone advise please? -
1) If it was reported on my credit file should it be removed completely (including removal from closed accounts) as I withdrew from the agreement of the loan?
2)Should the loan be marked as settled within Closed Accounts even though I withdrew from the agreement prior to the end of 14 days?
Thank you
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