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Pre-selected mean sweet FA!
Just been awarded higher rate mobility for PIP. Rather than use my award to get a car I'll never own, I decided to apply for a loan after seeing "You have been pre-selected for a loan of £45000"
Applied for £10000 and didn't get it.
Do I have any comeback against my bank?
Applied for £10000 and didn't get it.
Do I have any comeback against my bank?
0
Comments
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Was your application based on just your pip income?Mortgage free wannabe
Actual mortgage stating amount £75,150
Overpayment paused to pay off cc
Starting balance £66,565.45
Current balance £56099
Cc around £32000 -
Somewhere there will be a subject to clause in the pre selection.No come back at all.0
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No. Acceptance is subject to final checks against latest risk criteria.gbhxu said:
Do I have any comeback against my bank?0 -
I am amazed that anyone receives "pre-approved" marketing for £45k - that is absolutely huge!gbhxu said:"You have been pre-selected for a loan of £45000"0 -
I'll go with £4.5k with a misread extra "0" on the end.Grumpy_chap said:
I am amazed that anyone receives "pre-approved" marketing for £45k - that is absolutely huge!gbhxu said:"You have been pre-selected for a loan of £45000"
Unsecured loans of over £25k are rare if not impossible to get.Life isn't about the number of breaths we take, but the moments that take our breath away. Like choking....0 -
That's entirely plausible, but would also totally explain the OP's gripe:mcpitman said:I'll go with £4.5k with a misread extra "0" on the end
The bank can't be liable for a misreading of the marketing communications.gbhxu said:
Applied for £10000 and didn't get it.
Do I have any comeback against my bank?0 -
You did not apply for what you were offered also seems fairly obvious.0
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