Anybody applied for a mortgage at TSB?

Wantabeautifulhouse

Just curious if anyone is in the same boat and what the waiting times are etc?

We applied with TSB because they are the only mortgage company that gives more than 4.5x our income. We are hoping for 4.75.

They did hard searches yesterday... and now we wait.

london21

Should be ok. Just give them a few days should hear back.
Virgin money/Barclays also good with income multipliers close to 4.5/4.75x
If 2 people's income not always maxed out. 

Wantabeautifulhouse

Thanks london21. They insucted a valuation apparently. Do you think it is a good sign or don't they thoroughly consider the mortgage application until all info is received (I.e. valuation too)?

Mrcsmrs

We did last year and they were super fast for us, turned around application and approval before we could even get to an appointment with our own bank.

london21

Wantabeautifulhouse said:

Thanks london21. They insucted a valuation apparently. Do you think it is a good sign or don't they thoroughly consider the mortgage application until all info is received (I.e. valuation too)?

It's a good sign, try not to stress too much about it.
Once valuation is back and all ok that's nearing offer.