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Hoist Finance Pay Us!
MakemBill
Posts: 171 Forumite
Hoist Finance have been paying £10 into my wife’s bank account monthly for a few months. We have no idea why or what debt this might be for. She is anxious about calling them in case they want it back. Any ideas why and if we should reach out.
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Comments
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Nice.
I wouldn't contact them.1 -
Set it aside, don't spend it in case they DO want it back. (And put it somewhere it's earning at least some interest). Then I agree with fatbelly above - just sit quietly and see what they do, and whether they get in contact with her.
The imp in me suggests that if they DO want it back, tell them that it will be sent at the rate of £10 per month for as long as it takes....
🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25
Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
Just as a matter of good admin, check your credit reports just in case there is some adverse activity.Baby Step 6/7 . £16000 saved and invested. £47,000 deposit paid on new home DEBT FREE !!!
Currently Negotiating with HMRC !1 -
Stranger and stranger, may be some new staff got mixed up by the concept of debt collection, decided to play Santa lol.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
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Tell them you believe they can afford more so are upping their payments to £20 lol1
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