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Thank you very much for taking the time to reply. I guess I'll just wait and see what happens.0
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Before they can start a claim they must send a pre-action letter and if you get one, this is how to reply
https://debtcamel.co.uk/letter-before-claim-ccj/
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I had a pre-action letter from Lowell in January '21 but it's now been taken over by Overdales. Will Overdales need to send another pre-action letter or will I receive court documents if Overdales decide to take it further?0
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Technically one is enough, but they have been known to send them twice so my guess is you'll get another one is they want to go down that route0
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Hi Katy,
My lengthy journey with Lowell’s/Overdales Is also on here and continues.
They sent me 2 of the pre-action letters on the second one I requested the documents again(as they hadn’t sent me what they needed to in the first place). I got a reply basically saying they had sent everything and that was it.
Im newly at CCJ stage now and to the best of my knowledge they’re still playing games.
I wish you the best of luck, I know fighting is hard at times but hopefully we will both get there in the end.
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