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  • Katy43
    Katy43 Posts: 131 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    Thank you very much for taking the time to reply. I guess I'll just wait and see what happens.
  • fatbelly
    fatbelly Posts: 23,134 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Cashback Cashier
    Before they can start a claim they must send a pre-action letter and if you get one, this is how to reply

    https://debtcamel.co.uk/letter-before-claim-ccj/

  • Katy43
    Katy43 Posts: 131 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    I had a pre-action letter from Lowell in January '21 but it's now been taken over by Overdales. Will Overdales need to send another pre-action letter or will I receive court documents if Overdales decide to take it further?
  • fatbelly
    fatbelly Posts: 23,134 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Cashback Cashier
    Technically one is enough, but they have been known to send them twice so my guess is you'll get another one is they want to go down that route
  • Hi Katy,

    My lengthy journey with Lowell’s/Overdales Is also on here and continues.

    They sent me 2 of the pre-action letters on the second one I requested the documents again(as they hadn’t sent me what they needed to in the first place). I got a reply basically saying they had sent everything and that was it.


    Im newly at CCJ stage now and to the best of my knowledge they’re still playing games.

    I wish you the best of luck, I know fighting is hard at times but hopefully we will both get there in the end.


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