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CCJ Missing on file?
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whitelined
Posts: 12 Forumite
Hi,
I received a CCJ on July 27th. I sent an offer letter soon after offering to pay back £100 a month. I heard nothing back at all until today when I've received a Notice of enforcement, high court writ issued against me, etc.
What puzzles me is that the CCJ isn't showing up on my credit file, and it's not showing up on a trustonline search? I've even tried putting in the case number, but it says invalid?
Anyone experienced anything like this?
I received a CCJ on July 27th. I sent an offer letter soon after offering to pay back £100 a month. I heard nothing back at all until today when I've received a Notice of enforcement, high court writ issued against me, etc.
What puzzles me is that the CCJ isn't showing up on my credit file, and it's not showing up on a trustonline search? I've even tried putting in the case number, but it says invalid?
Anyone experienced anything like this?
0
Comments
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No
But if the £100 offer clears the debt in 3-5 years then you may want to suspend (stay) the writ and vary the order.
https://nationaldebtline.org/fact-sheet-library/high-court-enforcement-ew/
https://nationaldebtline.org/fact-sheet-library/varying-a-ccj-ew/
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Depends what the CCJ was granted for, if it was rent arrears, for example, the landlord has the option of whether the judgement appears on the debtors file or not, I think that is the only exception there is, it may just be late reporting going on here.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter1
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