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Payday loans
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Bobthebuildercanyoufixit
Posts: 39 Forumite

Hi,
does anyone know if there are lenders that would lend to me if i have payday loans showing on my credit?? I had used these more than a year ago and approximately 4times with a total borrowing of £500. These were paid immediately after taking the payday loan.
my credit history is good and so is my DTI, thus affordability. I am giving a a 10% depo.
thanks
does anyone know if there are lenders that would lend to me if i have payday loans showing on my credit?? I had used these more than a year ago and approximately 4times with a total borrowing of £500. These were paid immediately after taking the payday loan.
my credit history is good and so is my DTI, thus affordability. I am giving a a 10% depo.
thanks
0
Comments
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There are lenders who will consider you if you have had no pay day loans in the last 6-12 months.I am a Mortgage AdviserYou should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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I’ve recently been approved with Halifax, I’ve had 100+ payday loans over the years but none for over 2 years at the time of approval.1
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