Payday loans

Hi,
does anyone know if there are lenders that would lend to me if i have payday loans showing on my credit?? I had used these more than a year ago and approximately 4times with a total borrowing of £500. These were paid immediately after taking the payday loan.
my credit history is good and so is my DTI, thus affordability. I am giving a a 10% depo.
thanks

Comments

  • ACG
    ACG Posts: 24,409 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    There are lenders who will consider you if you have had no pay day loans in the last 6-12 months. 
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • jkrbec
    jkrbec Posts: 61 Forumite
    10 Posts
    I’ve recently been approved with Halifax, I’ve had 100+ payday loans over the years but none for over 2 years at the time of approval.
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