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Declare or not
MissMia60
Posts: 20
Forumite
Hello
I was discharged in 2016 and I recently looked at my credit report and I can't see it anywhere.
Is this an error?
I am saving up to buy a house, do I need to declare I once was bankrupt?
I was discharged in 2016 and I recently looked at my credit report and I can't see it anywhere.
Is this an error?
I am saving up to buy a house, do I need to declare I once was bankrupt?
0
Comments
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If the mortgage lender asks the question, then yes. You are required to answer any questions on your application honestly. Getting caught committing mortgage fraud, or even submitting a fraudulent application, will not serve you well.
And you are being naive if you think that CRA reports are the only sources of data that the lender will check.0 -
The entry is removed six years after it was placed there so if your discharge was one year after bankruptcy date, then it is correct that it is now gone.2
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