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BM Solutions Timeline... anything to be worried about?

Twins
Twins Posts: 346 Forumite
Part of the Furniture 100 Posts Name Dropper Combo Breaker
edited 3 November 2021 at 7:24PM in Mortgages & endowments
Evening all!  

We have applied for a BTL mortgage with BM Solutions.  They were very quick in processing and doing the initial credit checks on day 1 of application and then they booked in the valuation which was done last Wednesday.  We then heard nothing more until this Monday when they asked us to obtain an up to date EPC certificate which we did and turned around within 24 hours.  Not heard anything back yet and am just starting to get nervous about it. 

Does anybody know about timelines with BM solutions?  Does asking for an up to date EPC certificate mean things are good... if it was a no no the application wouldn't have gotten this far right?  Just to add, EPC came back with a C.

Just trying to keep myself calm and carry on   :) 

Thank you!

Comments

  • tab99uk
    tab99uk Posts: 23 Forumite
    10 Posts Name Dropper
    i have put a application  in to  whats time frame??
  • tab99uk
    tab99uk Posts: 23 Forumite
    10 Posts Name Dropper
    got 1 star reviews on trust pilot.
  • K_S
    K_S Posts: 6,908 Forumite
    Fifth Anniversary 1,000 Posts Photogenic Name Dropper
    @tab99uk I wouldn't worry too much about the TP reviews. Of the BTL-only mainstream lenders, BM is one of the better ones, especially when compared to the likes of TMW.

    The last BM apps I did were about a month ago and both went to offer fairly quickly, inside a week.

    I am a Mortgage Adviser - You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. 

    PLEASE DO NOT SEND PMs asking for one-to-one-advice, or representation.

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