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What do I do?!
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You are not garuntteed the loan at the rate advertised so it could be more money. Plus the loan lender will take in accou t of your current debt plus another 15k taking it to 30k of debt. If they are seeing your paying a very low number I very much doubt you would get a good rate anyways. Plus add in what your wages are. If not over 30k you are very unlikely to get a loan.
Get yourself on debt free wannabe page and poat an soa to see where you could save money to put towards dbetMortgage free wannabe
Actual mortgage stating amount £75,150
Overpayment paused to pay off cc
Starting balance £66,565.45
Current balance £56099
Cc around £32001
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