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What do I do?!

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  • Sncjw
    Sncjw Posts: 3,567 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    You are not garuntteed the loan at the rate advertised so it could be more money. Plus the loan lender will take in accou t of your current debt plus another 15k taking it to 30k of debt. If they are seeing your paying a very low number I very much doubt you would get a good rate anyways. Plus add in what your wages are. If not over 30k you are very unlikely to get a loan.

    Get yourself on debt free wannabe page and poat an soa to see where you could save money to put towards dbet
    Mortgage free wannabe 

    Actual mortgage stating amount £75,150

    Overpayment paused to pay off cc 

    Starting balance £66,565.45

    Current balance £58,108

    Cc around 8k. 

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