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repossession and secured loan

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  • Land Registry holds details of current owner, and any current charges but AFAIK you can’t get historical info from there. 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
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  • fatbelly
    fatbelly Posts: 22,979 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Cashback Cashier
    For £3 it is probably worth getting a copy but it won't have the info you need.
  • Ok - update to my previous. You CAN apply for historical copies of the register via the land registry, but it’s NOT the standard £3 process mentioned above, that will only give you current details. There is a thread on here somewhere that the Land Registry post on - I’d find that and ask them directly, they may even be able to provide you with a direct link to the application. 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • sourcrates
    sourcrates Posts: 31,573 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    Ok - update to my previous. You CAN apply for historical copies of the register via the land registry, but it’s NOT the standard £3 process mentioned above, that will only give you current details. There is a thread on here somewhere that the Land Registry post on - I’d find that and ask them directly, they may even be able to provide you with a direct link to the application. 
    Its now a sticky thread Essex.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
  • leolady
    leolady Posts: 45 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    What is a "sticky thread"?
  • EssexHebridean
    EssexHebridean Posts: 24,424 Forumite
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    leolady said:
    What is a "sticky thread"?
    It’s one that always appears at the top of its forum board, in spite of the date it was last posted on. It “sticks” to its place, hence “sticky” 🙂
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • peb
    peb Posts: 1,959 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    It is possible to get back dated info from hmlr but I don't know how, it's not public record so see what response EH gets from them
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