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Consumer Debt Lawyer
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I doubt any of your debts are statute barred as you have been making token payments but you can send a CCA request to find out if they are enforceable. There is a template letter on the pinned posts on here I'm sure. If they can or cannot prove the debt then you can move on to the next step.
Good luck!Credit Cards NOV 2019 £33,220.42 Sept 2023 £19,951.00 Tilly Tidy 20223/COLOR] Sept £43.71 Here's my diary: A Ditherer's Diary Again2 -
Sadly I got sucked in by Galahad and they have now gone MIA after paying them for several months. I'm also looking for advice on how to get set up to pay debts. Any charities that anyone would recommend for advice?0
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You have resurrected quite an old thread here, the usual free debt advice resources are Stepchange/PayPlan and National Debtline, you are welcome to start a new advice thread on this board as well.icklebunkie said:Sadly I got sucked in by Galahad and they have now gone MIA after paying them for several months. I'm also looking for advice on how to get set up to pay debts. Any charities that anyone would recommend for advice?
Never pay for debt advice, and anyone that claims to be able to write off your debt no questions asked should be avoided.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
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