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NHS pension calculations, annual and lifetime allowances

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  • Flugelhorn
    Flugelhorn Posts: 7,661 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 23 January 2022 at 8:48PM
    r2i said:
    Re your post on 8.1.22, I believe that lump sum is not considered for AA calculations (only for LTA). The 'virtual' pot increases with CPI+ 1.5%. Your 1995 or 2008 value would still grow up by cpi+1.5% , even if you contribute in 2015 scheme. So be aware of these values, when calculating LTA.
    1995 or 2008 scheme will increase in line with change in final pensionable earnings whilst still active, not CPI+1.5%. If it becomes deferred it would increase by CPI.

    not if a practitioner (I don't think) as this has always been a CARE type system
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