Pre-completion credit check Leeds

klouisehunt88

Hello!

we are due to exchange and complete on a new build SO Friday 22nd.

My question is to Leeds - our lender - or lenders in general - perform a credit check prior to release of funds?

Our solicitor has requested funds as it takes up to 5 working days to reach them which is fine.

My query is that on one credit card my balance has increased by £150. And on another it reads as if it has increased by £200 however I have cleared this balance it just isn’t showing on the report yet.

My husband’s CC balance has increased by approx £100 since we were formally offered also. 

We haven’t taken on any other credit agreements or anything like that at all and have been very careful. No overdraft usage etc. 

Just worrying over everything now!!!

Any advice appreciated!

[Deleted User]

There is always a chance of lenders carrying out last minute checks. 

But the miniscule change in your credit card balances aren't going to be a problem.