SEISS 5 & Mortgage Application

ol99

Hi,

My partner (employed) and I (SE) have an AIP with Santander and our full application has been submitted to them last week via a broker. My work was affected by Covid between May & September but I haven't claimed the SEISS 5 grant yet. Now that the application has been made if I were to claim SEISS by the 30th deadline, is there any way this would show up or impact my current application? All bank statements have been submitted already so is there any other way a lender would see this? 

Thank you 

ACG

All lenders reserve the right to ask for more documents down the line. But what happens if the property falls through and you need to look for another property or if you need an extension to your mortgage offer? Both of those coudl result in additional statements being requested. 

ol99

ACG said:

All lenders reserve the right to ask for more documents down the line. But what happens if the property falls through and you need to look for another property or if you need an extension to your mortgage offer? Both of those coudl result in additional statements being requested. 

Thank you for your reply - I should've said it's a remortgage where I am joining my partner to make it a joint mortgage on the property she currently owns. But yes as you say they could ask for more documents for this application - but could likely be older statements rather than more current ones (they have the most current available)

I was thinking more in the direction of is there a way for them to see a SEISS grant other than on a bank statement?

ACG

Im not sure. 
Some lenders do have tie ins to HMRC, but I think that is more for PAYE applicants. I cant really answer the question with any conviction. 

HopeAndDriftWood

ACG said:

Im not sure. 
Some lenders do have tie ins to HMRC, but I think that is more for PAYE applicants. I cant really answer the question with any conviction. 

I almost answered this morning to say that I know some banks were checking the publicly available furlough records; but wasn't sure if the same existed for SEISS - but the deadline was last night, I think.

@ol99 What did you decide to do?