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SEISS 5 & Mortgage Application
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ol99
Posts: 4 Newbie

Hi,
My partner (employed) and I (SE) have an AIP with Santander and our full application has been submitted to them last week via a broker. My work was affected by Covid between May & September but I haven't claimed the SEISS 5 grant yet. Now that the application has been made if I were to claim SEISS by the 30th deadline, is there any way this would show up or impact my current application? All bank statements have been submitted already so is there any other way a lender would see this?
Thank you
My partner (employed) and I (SE) have an AIP with Santander and our full application has been submitted to them last week via a broker. My work was affected by Covid between May & September but I haven't claimed the SEISS 5 grant yet. Now that the application has been made if I were to claim SEISS by the 30th deadline, is there any way this would show up or impact my current application? All bank statements have been submitted already so is there any other way a lender would see this?
Thank you
0
Comments
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All lenders reserve the right to ask for more documents down the line. But what happens if the property falls through and you need to look for another property or if you need an extension to your mortgage offer? Both of those coudl result in additional statements being requested.
I am a Mortgage AdviserYou should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
ACG said:All lenders reserve the right to ask for more documents down the line. But what happens if the property falls through and you need to look for another property or if you need an extension to your mortgage offer? Both of those coudl result in additional statements being requested.
I was thinking more in the direction of is there a way for them to see a SEISS grant other than on a bank statement?0 -
Im not sure.
Some lenders do have tie ins to HMRC, but I think that is more for PAYE applicants. I cant really answer the question with any conviction.
I am a Mortgage AdviserYou should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
ACG said:Im not sure.
Some lenders do have tie ins to HMRC, but I think that is more for PAYE applicants. I cant really answer the question with any conviction.
@ol99 What did you decide to do?Signature down for maintenance :rotfl:0
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