Kent reliance

miss85

I’m just wondering if anyone has used Kent reliance and had any issues re being in their overdraft? Or bet transactions? All our documents have now been passed to the underwriter at KR but our MB phoned yesterday and said everything looks affordable but the only thing they might pull is that there is a regular betting transactions on the bank statements, this isn’t everyday, only once a week when my husband bets on football, literally £10/20. I’m in my £500 overdraft and so is my husband, do you think this will affect anything? Has anyone else had the same issue? 

Many thanks xx

amnblog

Bets £40 to £80 a month should be OK.

We have seen bank statements with £200 a day going out (not on successful applications)

KatC21

miss85 said:

I’m just wondering if anyone has used Kent reliance and had any gissues re being in their overdraft? Or bet transactions? All our documents have now been passed to the underwriter at KR but our MB phoned yesterday and said everything looks affordable but the only thing they might pull is that there is a regular betting transactions on the bank statements, this isn’t everyday, only once a week when my husband bets on football, literally £10/20. I’m in my £500 overdraft and so is my husband, do you think this will affect anything? Has anyone else had the same issue? 

Many thanks xx

Hi, I have the same issue re: the overdraft. My application was put in last week so we are on similar timescales. Let me know how you get on, good luck🤞 

miss85

Not heard anything as of yet, I will let you know when I hear back off them. Good luck to you also. 

miss85

 amnblog thank you. That’s made me feel a little better. 

Tatters26

We applied with these guys yesterday. Did your AIP come through straight away? Ours took minutes but others say two days?

miss85

Tatters26 said:

We applied with these guys yesterday. Did your AIP come through straight away? Ours took minutes but others say two days?

Hi, ours came back the same day, it may depend how busy they are. 

Tatters26

Yeah we got ours instantly. Just waiting for the initial underwriter check/ potential valuation

miss85

Tatters26 said:

Yeah we got ours instantly. Just waiting for the initial underwriter check/ potential valuation

Have you heard anything back yet? We haven’t, it’s been just over a week with the underwriters. 

Tatters26

They asked us on Friday for proof the four defaults were settled and no further money was owed. I did that today and nothing back since but MA says it all looks fine, and my credit file shows them all as settled so we have that as backup evidence also.

I think a week is normal, pretty sure their website says 5 working day turnaround to review documents 

Danielhix90

miss85 said:

I’m just wondering if anyone has used Kent reliance and had any issues re being in their overdraft? Or bet transactions? All our documents have now been passed to the underwriter at KR but our MB phoned yesterday and said everything looks affordable but the only thing they might pull is that there is a regular betting transactions on the bank statements, this isn’t everyday, only once a week when my husband bets on football, literally £10/20. I’m in my £500 overdraft and so is my husband, do you think this will affect anything? Has anyone else had the same issue? 

Many thanks xx

Any updates? Also in my OD and applied a week ago. Just had valuation done today but heard nothing.