Mortgage broker for someone with a IVA closed in 2014 but some debt

tped240

We are trying to remortgage our house but have learnt that many lenders won't entertain you if you've EVER had an IVA. Ours was completed in 2014, we have a good household income, good credit scores but some debt at the moment. Does anyone know of a broker or lender who may be able to help us please.

ACG

Is the debt affordable and being paid on time? 
If it is, you should have the majority of lenders available to you - avoid any who were wrapped up in the IVA - but if your credit reports are now clear you should have enough options to get normal rates.

MovingForwards

^^
The guy who posted above me is a specialised adverse credit mortgage broker. Where possible he places clients with mainstream lenders and has got a few of us mortgages.

You can approach the brokers who post on here via private message, they cannot approach you.

I've gone through quite a few mainstream lenders criteria, there's only a few who won't touch someone if they ever had an IVA / bankruptcy / CCJ, there's a lot more who will 6 years after the event.