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When will this drop off my file?

This debt was from 2010 and defaulted in 2016

so when will it drop off my file please? Is it on the 6yr anniversary exactly?



Comments

  • SusieT
    SusieT Posts: 1,267 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    It will drop off the report after 6 years, but may take more than a month to update and go
    Credit card debt - NIL
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  • SusieT said:
    It will drop off the report after 6 years, but may take more than a month to update and go
    So specifically will it be July or August next year?
  • sammyjammy
    sammyjammy Posts: 7,933 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    You've already been advised it may take more than a month to update, it will depend on when updates are made and the actual default date.
    "You've been reading SOS when it's just your clock reading 5:05 "
  • You've already been advised it may take more than a month to update, it will depend on when updates are made and the actual default date.
    I’m also worried they may try something to make it stay on the report a bit longer
  • You've already been advised it may take more than a month to update, it will depend on when updates are made and the actual default date.
    I’m also worried they may try something to make it stay on the report a bit longer
    They can't do anything to make a default stay on the report for any longer.

    They could apply for a CCJ, and if it is granted, there would be a CCJ marker on your report for 6 years.
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