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When will this drop off my file?
danjackson2021
Posts: 278
Forumite
This debt was from 2010 and defaulted in 2016
so when will it drop off my file please? Is it on the 6yr anniversary exactly?
so when will it drop off my file please? Is it on the 6yr anniversary exactly?
0
Comments
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It will drop off the report after 6 years, but may take more than a month to update and goCredit card debt - NIL
Home improvement secured loans 30,130/41,000 and 23,156/28,000 End 2027 and 2029
Mortgage 64,513/100,000 End Nov 2035
2022 all rolling into new mortgage + extra to finish house. 125,000 End 20361 -
So specifically will it be July or August next year?SusieT said:It will drop off the report after 6 years, but may take more than a month to update and go0 -
You've already been advised it may take more than a month to update, it will depend on when updates are made and the actual default date."You've been reading SOS when it's just your clock reading 5:05 "0
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I’m also worried they may try something to make it stay on the report a bit longersammyjammy said:You've already been advised it may take more than a month to update, it will depend on when updates are made and the actual default date.0 -
They can't do anything to make a default stay on the report for any longer.danjackson2021 said:
I’m also worried they may try something to make it stay on the report a bit longersammyjammy said:You've already been advised it may take more than a month to update, it will depend on when updates are made and the actual default date.
They could apply for a CCJ, and if it is granted, there would be a CCJ marker on your report for 6 years.0 -
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