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Learning to walk before I run
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Yes. 4th year of primary in Scotland.Suffolk_lass said:Is P4 4th year of school?I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
@Suffolk_lass Yes. In Scotland we have primary 1-7 then secondary 1-5/6 (sometimes referred to as "S1" etc.)
Took DD2 to buy new shoes today
I did warn the lady who was measuring her but man was that stressful! 
Thankfully the first pair fitted. My favourite bit was when she just toddled into the storeroom at the back of the shop! 4 -
Aww bless DD2
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.6 -
Little milestones - soon passed. I'm sure the shoes are very cute. I used to love the light up ones.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £3K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.6K updated 6/7/255 -
Won the lottery!!!
Any suggestions for how to spend £6.40? 7 -
😂 Rent a film and buy some chocolate to munch whilst watching it?!
2025 decluttering: 3,235🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
2025 use up challenge: 271🥉🥈🥇💎🏆
Mini kitchen challenge 44/50
Big kitchen declutter challenge 66/150
2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 I 🥉12 🥈26 🥇52 💎100 🏆2505 -
Savings and wise investments swallowed it - split 4 ways with mine into SIPP, kids money into ISAs and Mrs E doing whatever Mrs E does with hers
I also withdrew £8 from Prolific. Just in time, as I spent £44 on booze on big river last night I now have something like a fiver to last me until the end of the month, here's hoping some more surveys come my way... 15p until my next fiver.Plan for today is a bit of housework, some cooking (pulled pork and pumpkin pie, will need to substitute something else for the pumpkin) and a bit of relaxing this afternoon as Mrs E is taking the kids to a birthday party. There is rugby to watch
7 -
Have a lovely time enjoying the peaceAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £3K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.6K updated 6/7/257 -
Not the best weekend.
- Mrs E, DD1 and I got some kind of gastric bug
- Our oven is broken
- I spent the best part of a day prepping a faffy meal that had to be delayed because of bug, cooked it tonight and it had to be thrown out entirely because of oven
- As I was emptying the bin I discovered a cat had crapped on my lawn
6 -
I'm sure it can only get better now. Fingers crossed you recover quickly.
2025 decluttering: 3,235🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
2025 use up challenge: 271🥉🥈🥇💎🏆
Mini kitchen challenge 44/50
Big kitchen declutter challenge 66/150
2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 I 🥉12 🥈26 🥇52 💎100 🏆2506
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