Learning to walk before I run

savingholmes

I found sleepovers a tough call as a parent too

edinburgher

Sleepover seems to have gone well - I'll be picking up DD1 in about an hour. Until then the house is empty, so I'm relaxing by erm... doing spreadsheets, paying bills and applying to join a Ripple Energy windfarm project (apologies to the Ripple-y person who posts on MFW and who I forgot to get a referral from)!

From what I can see, it appears to be essentially a small investment in a wind or solar farm that is structured to last 25 years and offset your electricity bills? The expected savings looks reasonable for the upfront investment (£3,000 or so but I think I estimated we'd need more shares than we actually use, my energy supplier is poor for providing data in a usable format). I think it could help us a) protect against the next energy shock and b) could be a useful counterpart for our FIT payments, which will last for another 12 years. Isn't it funny to have to plan things over a decade away?

£45.14 paid off CC, £1.80 earned on Prolific

Ps. Beef was immense, although the red wine has conspired against us Serious Eats never lets me down

South_coast

Thinking about being in my 40s is alarming enough - being 65 is like another country 😮!

Hope the red wine head improves - sadly not something I'm finding gets better with age 🤦‍♀️!

themadvix

edinburgher said:

Sleepover seems to have gone well - I'll be picking up DD1 in about an hour. Until then the house is empty, so I'm relaxing by erm... doing spreadsheets, paying bills and applying to join a Ripple Energy windfarm project (apologies to the Ripple-y person who posts on MFW and who I forgot to get a referral from)!

That would be me Ed, you’re forgiven (remembering who posts about things is not one of my strong points either!). Relatively close for you to visit the farm at some point too. We’re planning on a trip at some point - probably next year (Just an excuse for a trip to Scotland really!)

edinburgher

@themadvix - is there a named project? I just signed up, haven't had a chance to read any comms from them

themadvix

Yes, there’s Kirk Hill, the second one, which is now sold out, so you won’t get that, which is in Galloway. Details of all the projects are on the website - I think the third one might be solar, rather than wind.

edinburgher

Drum roll please!......

Due to aggressive CC repayments and virement, we are back in the black for the first time in a long time Granted, it is only £67 and we will likely go back into the red as Mrs E is getting her lowest/last wage during maternity leave at the end of January and I don't get paid until the 7th of February. Still, I am very familiar with the up/down saw pattern that our balances follow during the course of the monthly cycle and the "up" leg hasn't taken us into the black for absolutely ages.

I am now praying for no unexpected expenses between now and February

themadvix

Well done - you've worked hard at that. Fingers crossed for no unexpected expenses for you.

Karmacat

That's great news, Ed, well done - it's a really worthwhile thing to have achieved.

edinburgher

Good news the second - £175 switching bonus received from FD 👍