2.8% loans don't exist

Emmia

Cammie23 said:

That's interesting, thank you - I just did Experian credit score and apparently it's excellent so I'm really confused as to why I'm not in the 51% - good salary, home owner, no debts, very limited finance eg just one existing car loan....

So, despite a good income, you've no savings and haven't cleared the previous loan?

Thrugelmir

Cammie23 said:

 very limited finance eg just one existing car loan....

You seem to have answered your own question. 

Edi81

Cammie23 said:

That's interesting, thank you - I just did Experian credit score and apparently it's excellent so I'm really confused as to why I'm not in the 51% - good salary, home owner, no debts, very limited finance eg just one existing car loan....

Apply to Experian for a loan then. 

Oh wait! They just sell you a fictitious number not actual loans.