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Bailiff turned up unannounced
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Hannah3105
Posts: 14 Forumite
Good morning
I’ve been woken by a bailiff this morning, advising me that I have an unpaid PCN dating back to February which has gone to court. He handed me a removal notice for my vehicle and showed me the initial PCN on his iPad, from my local council. I don’t dispute the PCN, it places me in an area where I know I was present at the time.
I’ve been woken by a bailiff this morning, advising me that I have an unpaid PCN dating back to February which has gone to court. He handed me a removal notice for my vehicle and showed me the initial PCN on his iPad, from my local council. I don’t dispute the PCN, it places me in an area where I know I was present at the time.
However, this is the first I’ve heard of the matter, and suspect that the initial PCN went to my old address at around the same time that I changed my address with DVLA.
The bailiff (Equita) was able to find me this morning, so I’m struggling to understand why I haven’t received any correspondence from Equita relating to this debt until now and as a minimum, I understand that I should have received a notice of enforcement at least 7 days prior to what happened this morning. As per Paragraph 7 of Schedule 12 of the Tribunals, Courts and Enforcement Act 2007 (the 2007 Act) states: (1) An enforcement agent may not take control of goods unless the debtor has been given notice.
The bailiff (Equita) was able to find me this morning, so I’m struggling to understand why I haven’t received any correspondence from Equita relating to this debt until now and as a minimum, I understand that I should have received a notice of enforcement at least 7 days prior to what happened this morning. As per Paragraph 7 of Schedule 12 of the Tribunals, Courts and Enforcement Act 2007 (the 2007 Act) states: (1) An enforcement agent may not take control of goods unless the debtor has been given notice.
He’s given me 24 hours to pay the £408, otherwise my car will be removed.
Can someone please advise what action I should take?
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Answered on your other post.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
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