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Is p45 needed for mortgage?

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Liyana89
Liyana89 Posts: 29 Forumite
10 Posts Name Dropper
in Mortgages & endowments
Is a p45 needed when applying for mortgage? I haven’t worked in a fulltime job for a few years now, and I’ve definitely lost my p45.

How can I solve this?

Comments

  • MWT
    MWT Posts: 10,255 Forumite
    10,000 Posts Fifth Anniversary Name Dropper
    edited 5 September 2021 at 11:00AM
    No, the lender will be interested in your current earnings, not something from a few years ago.
    A P60 can help to show your previous years income, but a P45 is only really of interest to your next employer during the same tax year.
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