100k - is not ok!

Skint_but_Optimistic

Debt paid 1186.00 / 94831.00  Emergency Fund 302.04 /5000
Paid off the debt under 100 pounds.
Waiting for it all to clear before updating totals.
Next smallest debt is 229. so I am aiming to rid myself of that before launching my next assault which is to be on the expensive secured loan! the aim there is to get it below 40k (its currently at 47k) before going in at another small debt. 

We didnt borrow that much but thats the interest over the life of the loan, so additional payments will bring that down a lot.

Sold an item on vinted, so I will package that and post it . 2.50 is not to be sniffed at !

Waste not, want not. 

Skint_but_Optimistic

Debt paid 1186.00 / 94831.00  Emergency Fund 452.70 /5000

Not a lot happening apart from maths when updating my totals!

Skint_but_Optimistic

Debt paid 2748.53 / 94831.00  Emergency Fund 752.70 /5000

Slow week this week due to being unwell, but the emergency fund is growing.

Skint_but_Optimistic

Debt paid 2862.61 / 94831.00  Emergency Fund 763.97 /5000

In great news I have sold more tat (quality items) on vinted. I also have cleared out the loft a little more, and I have been looking at selling lego. Music magpie will take it by weight which is great. Not sure if thats best option (we have tons o the stuff) needs further investigations!

Should reach over 3 k in debt paid this week - first target I want to hit!! 
Then its get the emergency fund to 1k the week after!!

Just keep swimming..

Skint_but_Optimistic

Debt paid 3628.63 / 94831.00  Emergency Fund 833.97 /500

I did it!! Got a bonus payment and guess where it went!!!

Link are coming back to me regarding a settlement figure they are taking their sweet time. I might manage to clear even more this week. Another three items sold on vinted!!!

Then Im all about the saving for a time - Christmas is looming large isnt it?

Skint_but_Optimistic

Debt paid 3908.59 / 94831.00  Emergency Fund 903.97/5000

Back to saving more than chasing debt for now. All payments are set up and moving nicely!

Link accepted the offer, so onwards!!

mcpitman

Well done, keep going, the longest journeys start with the smallest steps!

Skint_but_Optimistic

Debt paid 3934.17 / 94831.00  Emergency Fund 914.55/5000

Thank you, each day I try and do something. Anything.... 

More vinted sales and some topcashback coming in over the weekend!

Aspiration

Well done, great progress!! My starting point was quite similar, trick is to stay focused and keep trying to reduce on the bad months. Even if a small amount, it all helps.

Here to cheer you along!

Aspiration

Skint_but_Optimistic

Debt paid 3974.05 / 94831.00  Emergency Fund 104.55/5000

Well this is a pickle isn't it. Almost got to 1K in the emergency fund and the car dies. Hasty purchase of a car for 1200 so the husband can get to work.

I suppose that's what an emergency fund is for but still. GRR, 

Once I get the scrap for the other car, I will add that back in. 

*weeps*