Finally Mortgage Free !

Made my final payment today for my mortgage.  :)

I have not been a major contributor to these forums for a few years as I have just been busy working intensely (although previously I was active in the Debt Free Wannabe forums under a different username but that was a few years ago now). Although I haven't been posting,  I do regularly pop in and read your posts, so thanks to everyone who posts on here, and kept my motivation up. 

This has allowed me to give my 6 months notice to work and enable me to do something less stressful moving forward. 

Comments

  • Congratulations! What an amazing achievement - enjoy it!
    May 2020 opening: £181,500, 21 year term. £14k additional borrowing December 2021
    Current balance: £153,493 (inc. offset in savings)
    MFW #37. Aiming to pay off by December 2033
    2023 OPs: £2,049.05
  • L9XSS
    L9XSS Posts: 438
    First Anniversary Mortgage-free Glee! Name Dropper First Post
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    Wow well done! Becoming MF can give you an awful lot of life choices! Congratulations, my MFW date is May next year.
  • FtbDreaming
    FtbDreaming Posts: 1,118
    First Anniversary First Post Name Dropper
    Forumite
    Well done  :)
    Mortgage started August 2020 £69,700
    Mortgage ends Aug 2050 MFW: Aug 2027 
    Current Balance: £60,700
    MFW2020 #156 £723.13
    MFW2021 #26 £1184.71
    MFW2022 #11 £197.87
    MFW2023 £785
    MFW 2024 £174.73

    Determined to make it! 
  • Congratulations fantastic achievement and cheers to a less stressful future 🥂
  • notes1
    notes1 Posts: 16
    First Post First Anniversary Name Dropper
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    Thanks All, it’s amazing how after a couple of years saving it becomes the normal and before you know it, MF date crops up and is sitting on your doorstep. I just put all my pay rises and bonuses towards it. Still not entirely sunk in yet. I even got a “congratulations” from the person on the phone at nationwide….that’s a first 😀.
  • Zola.
    Zola. Posts: 2,204
    First Anniversary Photogenic Name Dropper First Post
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    edited 24 August 2021 at 8:41AM
    Well done!! 
    Does the grass feel different under your feet?
  • notes1
    notes1 Posts: 16
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    Zola. said:
    Well done!! 
    Does the grass feel different under your feet?
    No all feels the same. I don’t know how long it will take to sink in. I know I need to become less stressed and start enjoying life more as in an awful job ( pays very very well but too stressful and never switch off). Now for a bit of me time soon. 
  • Zola.
    Zola. Posts: 2,204
    First Anniversary Photogenic Name Dropper First Post
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    edited 24 August 2021 at 3:51PM
    notes1 said:
    Zola. said:
    Well done!! 
    Does the grass feel different under your feet?
    No all feels the same. I don’t know how long it will take to sink in. I know I need to become less stressed and start enjoying life more as in an awful job ( pays very very well but too stressful and never switch off). Now for a bit of me time soon. 
    I know the feeling somewhat myself. 

    Well, now you can explore other avenues, even if it's reduced hours, or simply having the ability to be a bit bolder and ballsier in work (may even work to your advantage being able to cut through all the BS).  Don't underestimate your power, especially now that you don't need the job :)
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