New PT job - what pension considerations?

YBR

My husband is starting a new PT job having been a house husband for around 10 years.
It's going to be around £105 per week so not into auto-enrolment territory, below Tax & NI thresholds also.

We have paid into an Stakeholder Pension for him for maybe 15-20 years, currently £200 a month.
With the change in circumstances, it seems a good time to review whether there is a better option - I've a vague feeling that sticking with the same thing for years may be to our disadvantage.
Is it possible to transfer from a Stakeholder Pension? What do I need to consider to decide what the best thing is?

And for context: DH is rather poor at household finances so it's up to me, I don't know much about pension options and possibilities, but I do the rest of the finances.
We are 49(DH) and 45(me). I earn £65+ and we don't need immediate access to DH's wage.
Our state pension forecasts are on track (I need 10 more years, DH 6 more)
I have a 2x Final Salary pensions. The deferred one is tiny, but the current one is sufficient for my plans, and has generous provision for dependent, death-in-service and so on.
We are mortgage neutral and will be MF in a year. I have healthy "rainy day" fund.

Dazed_and_C0nfused

If you can afford it he could increase his contributions from £200/month to £364/month.

Won't save him any tax but in a relief at source scheme he will get £91 added to make a gross contribution of £455.

I'm assuming the £200 is what he actually paid, i.e. £250 with tax relief included.

YBR

Dazed_and_C0nfused said:

If you can afford it he could increase his contributions from £200/month to £364/month.

Won't save him any tax but in a relief at source scheme he will get £91 added to make a gross contribution of £455.

I'm assuming the £200 is what he actually paid, i.e. £250 with tax relief included.

Yes, the £200 is what we transfer into the pension.

Albermarle

It's going to be around £105 per week so not into auto-enrolment territory

Some ( more generous ) companies may pay into a pension anyway, even when they do not have to .

We have paid into an Stakeholder Pension for him for maybe 15-20 years, currently £200 a month.
With the change in circumstances, it seems a good time to review whether there is a better option - I've a vague feeling that sticking with the same thing for years may be to our disadvantage.
Is it possible to transfer from a Stakeholder Pension? What do I need to consider to decide what the best thing is?

There is no specific reason that changing pensions will always bring an advantage. However pension charges have generally declined in recent years , so maybe that could be one reason. It is very easy to open a new pension online and transfer into it nowadays.

If you could tell us the current charges and approx size of pot , maybe some suitable suggestions could be made.

However more important than the pension provider and charges , is what investments the money is in within the pension. Do you know that ?